7 Steps To Financial Freedom
7 STEPS TO FINANCIAL FREEDOM
by Jewell Powell
What is financial freedom? More than just a dollar amount on your paycheck, financial freedom is a state of mind. It’s the comfort of knowing you’re debt-free. Getting started with eliminating debt is easier than you think. If you follow these seven simple steps, you’ll be on your way.
Were You Broke When The Economy Was Good?
WERE YOU BROKE WHEN THE ECONOMY WAS GOOD?By Dante Lee, Black Business Coach
www.DanteLee.com
Many people were struggling financially when the economy was booming, but are still struggling now. Suddenly though, they feel very comfortable blaming their situation on the bad economy.
Conduct an honest self-evaluation. Are you broke because of the bad economy or because of the following other reasons?
A Recent Survey Indicated African American and Latino Communities Less Concerned About Global Warming Issues
Do You Agree? What Are Your Thoughts?
Sacramento, CA (BlackNews.com) – In response to heightened media coverage of issues related to climate change, The Research and Policy Institute of California (RPIC) analyzed the perceptions of minorities throughout the state — African Americans and Latinos.
Create Your Own Recession Insurance by Starting Your Business
Create Your Own Recession Insurance by Starting Your Business
by Monica Carter Tagore
Financial fear and economic pessimism dominate the airwaves and news pages these days as economists debate whether our country is in a recession. But millions of families across this country already know the answer: They are experiencing their own personal recessions, as the economy slows, the dollar weakens, and homes go into foreclosure.
Is There a Retirement Crisis?
IS THERE A RETIREMENT CRISIS AMONGST BLACKS? EXAMING THE DEBATE
Columbus, Ohio – There is new research by the Center for Retirement Research at Boston College about the retirement crisis debate. This is sparked by recent academic articles that question whether Americans are, especially African Americans, facing a retirement income crisis. Read more
Why You Should Start Saving for Retirement Now
FINANCE & SAVINIGS
Why You Should Start Saving for Retirement Now
by Patrick Lyons
Since the start of this century stock market returns have been less than stellar. The S&P 500, which is a proxy for stock market performance declined by 37% from 2000-2002. In addition, in 2006 it is only down -.5% through June 23, 2006. That is discouraging consider most stock market averages rose at least 20% annually between 1995 and 1999. But it is important to have a savings plan and stick with it in good times and bad. Historically, the capital markets (stocks, bonds, real estate and commodities) rise more than they fall. Those who stay the course often make money in the long run. You can miss out on opportunities if you stop investing. Here are more reasons you should enter – or stay in – the game: Read more
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